Business loans by industry in Naples, FL begin the same way for a restaurant, a landscaper or a salon: a call to (239) 421-3696 or the request form, then Ledgehill Lending passes the request to funding partners, who review it and decide. The notes on this page group trades by the costs they carry and name the funding types that can fit them.
Physician, dental, home health and child care businesses around Naples, FL
Practices and providers whose income arrives after the work: claims, tuition, buy-ins.
Daycare center financing in Naples, FL for classroom furniture, vans, kitchens and teacher payroll, with Collier County, FL child care figures.
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Working capital for home health agency around Collier County, FL
A home health agency pays aides and nurses on its own payroll dates, while the money for each visit arrives only after the claim has been billed and paid. Working capital carries that stretch; a business line of credit does the same job when the gap comes back with every billing cycle.
Half of the 60 establishments under Home Health Care Services (NAICS 6216) in Collier County, FL had fewer than five employees in 2023 (30 of them, County Business Patterns). Agencies with no payroll at all sit in a different Census file: Nonemployer Statistics recorded 1,382 home health care establishments without paid employees in the county for 2024.
Physician and dental offices in Collier County, FL: imaging, chairs and buy-ins
In a medical or dental practice the large costs are equipment with a long working life and the price of an ownership share. A dental laser, an operating microscope or an endo motor for a new operatory fits equipment financing; an associate buying into the practice, or a physician buying out a departing partner, is a one-amount cost for a term loan.
For dentists, County Business Patterns lists 190 establishments under Offices of Dentists (NAICS 6212) in Collier County, FL for 2023, 73 of them (38.4%) with fewer than five employees. The same 2023 survey files 486 establishments under Offices of Physicians (NAICS 6211) in the county.
Child day care services around Naples, FL: classrooms, kitchens and payroll
Child day care providers carry teacher payroll on fixed dates and buy things that wear out: classroom furniture, cribs, a commercial dishwasher, a passenger van. Equipment financing fits the furniture and the van; working capital covers payroll while tuition payments come in later.
Only 12 of the 45 establishments under Child Day Care Services (NAICS 624410) in Collier County, FL had fewer than five employees in 2023 (26.7%, County Business Patterns).
Beauty salons, nail salons and fitness studios in Collier County, FL
Chairs, stations and training floors, plus the product stock that refills every few weeks.
Gym business loans in Naples, FL for racks, dumbbells, cardio rows, sauna cabins and studio sound systems, with Collier County, FL fitness center figures.
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Beauty and nail salons in Collier County, FL: dryers, pedicure thrones and color stock
Salon costs come in two sizes. The small ones repeat: color lines, retail product and polish stock, which inventory financing can carry. The large ones arrive once: hooded dryers, styling stations, pedicure thrones or a reception desk for a leased suite, which fit equipment financing or a term loan. The water and drain hookup for a throne is a landlord or property cost, outside this site.
Hair salons and nail salons are separate codes in County Business Patterns. Collier County, FL had 232 establishments under Beauty Salons (NAICS 812112) in 2023 and 68 under Nail Salons (NAICS 812113); in the nail code, 63 of the 68 (92.6%) had fewer than five employees.
Gyms and fitness studios near Naples, FL: turf lanes, sleds and rigs
A fitness studio spends on the floor and the frame: a turf lane for sled pushes, a rig with pull-up bars and storage, racks, rowers and bikes. Each item has a quote and a resale value, which suits equipment financing. Mirrors, benches and freestanding lockers for a leased unit are furnishings a term loan can carry.
County Business Patterns files gyms under Fitness and Recreational Sports Centers (NAICS 713940): 54 establishments in Collier County, FL for 2023, 30 of them (55.6%) with fewer than five employees.
Kitchens, lodging and storefronts across Collier County, FL
Businesses that take card payments daily and buy equipment or stock ahead of the sales.
Hotel loans in Naples, FL for room furniture, room TVs, laundry, key cards and payroll, with Collier County, FL lodging figures.
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Sit-down dining rooms and counter-service restaurants in Collier County, FL
A dining room with table service and a counter where guests order first buy from different equipment lists, a combi oven here, a conveyor toaster there, and both fit equipment financing. Food and paper orders that come due before the week's card deposits settle are a business line of credit cost.
Small staffs are the exception in both formats: just 92 of the 469 full-service restaurants (NAICS 722511) in Collier County, FL had fewer than five employees in 2023 (19.6%), and 68 of the 261 limited-service restaurants (NAICS 722513) did (26.1%), per County Business Patterns.
Hotels, motels and retail stores in Collier County, FL: rooms, racks and registers
A hotel or motel replaces room furniture, laundry machines and housekeeping carts on its own schedule, and each batch has a quote that fits equipment financing. A retail store's larger cost is stock: inventory financing buys the order ahead of the sales, and a store that takes cards can also weigh a merchant cash advance, which is collected from those card sales and is not a loan.
County Business Patterns lists 71 establishments under Traveler Accommodation (NAICS 7211) in Collier County, FL for 2023, 18 of them with fewer than five employees. Retail Trade (NAICS 44-45) held 1,516 establishments in the county that year, and 46.6% of them had fewer than five employees.
Contractors, repair shops, makers and professional offices near Naples, FL
Crews, bays, shop floors and desks: machines, vans, materials and one-amount purchases.
Accounting firm loans in Naples, FL for tax software, servers, new preparers and client-book purchases, with Collier County, FL figures.
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Plumbing contractor business loans: how it works for Naples, FL plumbing and HVAC contractors
Plumbing contractor business loans work for a Naples, FL plumbing or HVAC shop the way they work for any trade: the owner names the cost, and funding partners weigh the business behind it. A service van fitted with bins, a pipe threader or a refrigerant recovery machine has a quote and a resale value, which suits equipment financing. Condensers and copper bought for a commercial job before the first invoice clears are a cash-timing cost, closer to a business line of credit.
Many crews here are small: 119 of the 216 establishments that County Business Patterns files under Plumbing, Heating, and Air-Conditioning Contractors (NAICS 238220) in Collier County, FL for 2023 had fewer than five employees (55.1%). The broader Construction sector (NAICS 23, which also takes in heavy and civil work) held 2,113 establishments that year.
Landscaping crews and auto repair shops around Naples, FL
A landscaping crew's costs are machines and trailers: zero-turn mowers, a trencher for irrigation lines, a skid-steer grapple, all of which suit equipment financing. An auto repair shop prices lifts, a diagnostic scan tool or a tire machine the same way, and parts stock can go into inventory financing.
Nonemployer Statistics counted 795 landscaping businesses with no paid employees in Collier County, FL for 2024 (NAICS 56173). For repair shops with payroll, County Business Patterns lists 210 establishments under Automotive Repair and Maintenance (NAICS 8111) in the county for 2023, 145 of them (69.0%) under five employees.
Manufacturers, accounting firms and real estate offices in Collier County, FL
Collier County, FL had 221 establishments in the Manufacturing sector (NAICS 31-33) in 2023, 58.4% of them with fewer than five employees. Under Accounting, Tax Preparation, Bookkeeping, and Payroll Services (NAICS 5412), County Business Patterns lists 272 establishments, 214 of them (78.7%) under five employees.
In short
Trade-by-trade notes for Naples, FL owners: what physician and dental offices, home health agencies, child day care providers, salons, gyms, restaurants, hotels, stores, contractors, landscapers, repair shops and offices can finance, with Collier County, FL establishment counts from County Business Patterns.
How Naples, FL physician offices and restaurants use different products
Set a physician office in Naples, FL beside a restaurant and the funding questions split. The practice buys long-lived equipment, such as an ultrasound unit or a set of exam tables, and can spread it over years with equipment financing or a term loan; its cash gap comes from claims that pay later, which is working capital territory.
The restaurant replaces a fryer or a walk-in cooler by the same equipment route, but its cash moves with each day of card sales. A merchant cash advance collected from those sales, or a business line of credit for food orders, sits closer to how that money arrives. A merchant cash advance is not a loan: a provider buys a share of future card sales.
Industry not listed? How a Collier County, FL restaurant or any owner can still ask
A trade without a note on this page goes through the same steps. A print shop, a pet groomer or a Collier County, FL restaurant that also runs a catering kitchen phones (239) 421-3696 or sends the request form; the office matches the cost to a funding type, and funding partners review the business and decide. The two exceptions are trucking and agriculture, which this site does not arrange.
A few trade counts for the county, next to figures for the office ZIP and the city, are on the Naples, FL page, and the contact page has the office details.
By Ledgehill Lending ยท Updated
Start the request with the basics
Tell the office which trade it is and what the money would buy when you phone (239) 421-3696; the request form starts the same conversation. The cost gets matched to a funding type before any partner sees the request.
