# Ledgehill Lending > Ledgehill Lending is a small-business funding broker at 400 10th St S, Naples, FL 34102 (phone (239) 421-3696). It helps businesses in Naples, FL and across Collier County, Florida, explore term loans, working capital, lines of credit, equipment financing, inventory financing and merchant cash advances for established businesses in Naples, FL and Collier County, FL. Ledgehill Lending is a small-business funding broker and not a lender: it passes a request to funding partners, and each partner reviews it and makes its own decision. Ledgehill Lending is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Ledgehill Lending arranges no trucking or agriculture funding, no startup or SBA loans, no real estate or mortgage loans, and no factoring; no rates, amounts or approval are promised. Key facts: - Business type: small-business funding broker (not a lender) - Address: 400 10th St S, Naples, FL 34102, United States - Phone: (239) 421-3696 - Apply: https://ledgehilllending.com/apply/ - Places: Naples, FL and all of Collier County, Florida - Language: English ## Funding options - [Types of Business Loans for Naples, FL Physician Offices and Restaurants](https://ledgehilllending.com/business-loans/): Six funding types, compared by what each pays for and how it is paid back, with notes for Naples, FL physician offices, restaurants, salons and finish contractors. - [Working Capital Loans for Landscapers and Salons in Naples, FL, Week to Week](https://ledgehilllending.com/business-loans/working-capital/): Short-term funding for wages and bills that land ahead of customer payments, with an invented payroll example and notes for finish contractors, landscapers, real estate offices, physician offices and home builders in Naples, FL. - [Business Term Loans in Naples, FL for Expansions by Restaurants and Landscapers](https://ledgehilllending.com/business-loans/term-loans/): Term loans for acquisitions, buyouts and expansions in Naples, FL, with invented down payment and payment examples and a comparison with a line of credit. - [Business Lines of Credit in Naples, FL for Physician Offices With Uneven Months](https://ledgehilllending.com/business-loans/line-of-credit/): How draws, paydowns, renewals and limit increases work on a business line of credit, with invented interest examples and a checklist for comparing partners, for Naples, FL owners. - [Inventory Financing in Naples, FL for Physician Offices Buying Ahead of Demand](https://ledgehilllending.com/business-loans/inventory-financing/): How inventory financing works, how it differs from purchase order financing, and what to compare between funding partners, with an invented furniture store order, for Naples, FL businesses. - [Equipment Financing in Naples, FL: Mowers, Salon Chairs and Excavators](https://ledgehilllending.com/equipment-financing/): How equipment financing works for Naples, FL landscapers, salons, builders, dental offices and gyms, with invented payment examples, a rent-or-own comparison and what to check before financing a used machine. - [Merchant Cash Advances for Landscapers and Salons in Naples, FL: Read This First](https://ledgehilllending.com/merchant-cash-advance/): What a merchant cash advance is (not a loan), how the factor rate and holdback set the cost and the pace of collection, and how it compares with revenue-based financing and a line of credit, with invented examples for Naples, FL businesses. ## Industries - [Restaurant Loans in Naples, FL: Fine-Dining Kitchens, Wine Storage and Patios](https://ledgehilllending.com/industries/restaurants/): Restaurant funding in Naples, FL by cost: kitchen machines, bar equipment, outdoor furniture, buying an open restaurant and booths and menu boards inside the space, with county restaurant figures and an invented range and walk-in replacement example. - [Medical Practice Loans in Naples, FL: Concierge Clinics, Dermatology Lasers and Suites](https://ledgehilllending.com/industries/medical-practices/): Funding for Naples, FL physician offices by cost: buying a practice, partner buy-ins, credentialing gaps, billing software and staff, and clinic equipment, with county physician office figures and two invented examples. - [Naples, FL Salon Business Loans: Lash Beds, Facial Steamers and Booth Rent Gaps](https://ledgehilllending.com/industries/salons/): Salon funding in Naples, FL by cost: chair rows, barber retail walls, lash and facial rooms, pedicure thrones, product orders and booth rent gaps, with county salon, nail salon and barber shop figures and an invented example. - [Dental Office Loans in Naples, FL: Cosmetic Suites, Milling Units and Practice Buys](https://ledgehilllending.com/industries/dental-practices/): Dental practice funding in Naples, FL by cost: refinancing older notes, lasers and microscopes, scanners and ortho chairs, collections gaps, waiting room furniture and buying a practice, with county dentist figures and invented examples. - [Naples, FL Gym Business Loans: Power Racks, Dumbbell Sets and Recovery Gear](https://ledgehilllending.com/industries/gyms-and-fitness-studios/): Funding for Naples, FL gyms and studios by cost: front-desk and lounge furniture, cardio and member software, turf lanes and rigs, lockers and sauna cabins, studio sound systems and recovery gear, with county fitness center figures and an invented example. - [Landscaping Equipment Financing in Naples, FL: Estate Crews, Irrigation Rigs and Lifts](https://ledgehilllending.com/industries/landscaping/): Funding for Naples, FL landscaping and lawn care crews by cost: irrigation tools, spray rigs and spreaders, mowers, crew payroll, tree equipment and route software, with county landscaping figures and two invented examples. - [Financing for Contractors in Naples, FL: Tile Setters, Cabinet Shops and Remodel Draws](https://ledgehilllending.com/industries/construction/): Contractor funding in Naples, FL by cost: heavy and light equipment, materials and rentals between draws, deposits, crew vehicles, payroll while inspections are pending and buying an existing contractor, with county construction figures. - [Business Loans for Retail in Naples, FL: Apparel Boutiques, Gift Shops and Displays](https://ledgehilllending.com/industries/retail/): Retail funding in Naples, FL by cost: point-of-sale gear, shelving and signage, cameras, lighting and fitting rooms, stock from a new supplier and a second storefront or pop-up, with county retail figures and two invented examples. - [Auto Repair Shop Loans in Naples, FL: European Diagnostics and Detail Bays](https://ledgehilllending.com/industries/auto-repair/): Funding for Naples, FL repair, collision and tire shops by cost: brake and suspension tools, frame machines, shop software and parts accounts, towing gear, air compressors and a second lift, with county repair figures and an invented example. - [Naples, FL Hotel Loans: Breakfast Areas, Guest Room Furniture and Working Capital](https://ledgehilllending.com/industries/hotels-and-motels/): Funding for Naples, FL hotels and motels by cost: laundry machines and linens, room refreshes and housekeeping payroll, breakfast areas and lobby furniture, FF&E systems, in-room appliances and safes, with county lodging figures and invented examples. - [Daycare Center Financing in Naples, FL: Classroom Furniture, Teacher Payroll and Vans](https://ledgehilllending.com/industries/daycare-centers/): Funding for Naples, FL child care programs by cost: records a partner can ask for, vans and car seats, preschool rooms and cameras, kitchen equipment and meals, and infant and toddler rooms, with county child care figures and invented examples. - [Business Loans for Real Estate Agents in Naples, FL: Listing Marketing, Staff and Software](https://ledgehilllending.com/industries/real-estate-agents/): Funding for Naples, FL real estate agencies by cost: staff payroll between closings, CRM and lead systems, vehicles and signs, buying an agency or adding a team, and listing marketing, with county sector figures and invented examples. - [Manufacturing Equipment Financing in Naples, FL: Cabinet Shops, Millwork and Stone Saws](https://ledgehilllending.com/industries/manufacturing/): Funding for Naples, FL cabinet, millwork, stone and machine shops by cost: compressors and dust collection, used CNC machines and coating lines, packaging gear, cranes, racking and forklifts, tool rooms and raw stock, with county figures. - [Naples, FL Accounting Firm Loans: Tax Software, Servers and Security](https://ledgehilllending.com/industries/accounting-firms/): Funding for Naples, FL accounting, consulting, engineering and IT offices by cost: technician gear and new hires, office furniture, preparer payroll, buying a client book and document systems, with county figures and invented examples. - [Industry Business Loans in Naples, FL for Restaurants, Landscapers and Salons](https://ledgehilllending.com/industries/): Trade-by-trade notes for Naples, FL owners: what physician and dental offices, home health agencies, child day care providers, salons, gyms, restaurants, hotels, stores, contractors, landscapers, repair shops and offices can finance, with Collier County, FL establishment counts from County Business Patterns. ## Tools and calculators - [Naples, FL Small Business Resources for Physician Offices and Restaurants](https://ledgehilllending.com/resources/): A records checklist, six preparation steps and a short business plan outline written for Collier County, FL salons, a note on where zoning and permit questions go, and the term loan repayment calculator for Naples, FL owners. - [Term Loan Repayment Calculator for Naples, FL Buyers and Practices](https://ledgehilllending.com/resources/term-loan-repayment-calculator/): A term loan repayment calculator with three inputs and three outputs, plus invented examples for a real estate office, a salon, a home builder and a restaurant in Naples, FL, and what the calculator does not compute. ## Communities near Naples, FL - [Business Loans in Naples, FL for Physician Offices, Restaurants and the Rest of Collier County, FL](https://ledgehilllending.com/naples-fl/): Ledgehill Lending passes Naples, FL business loan requests to funding partners. This page compares bank, credit union and online lenders, lists costs for physician offices, restaurants and sole owners, and covers license records, builder cash gaps and what a property move can and cannot fund. - [Business Loans for Physician Offices and Restaurants in Communities Near Naples, FL](https://ledgehilllending.com/service-areas/): How a home builder, a physician office and a salon near Naples, FL can approach a commercial lease, which furnishing and equipment costs a funding request can cover, and notes on the Collier County, FL communities around the city, with ZIP figures labeled as ZIP figures. ## Company - [Small Business Loans for Naples, FL Restaurants, Landscapers and Salons](https://ledgehilllending.com/): Ledgehill Lending matches Naples, FL and Collier County, FL owners with funding partners for term loans, working capital, credit lines, equipment, inventory and card-sales advances. A call or the short form starts it; partners review and decide. - [How Getting a Business Loan Works for Naples, FL Physician Offices, Step by Step](https://ledgehilllending.com/how-it-works/): The steps from the first call to a funding partner's offer, the documents to gather, how underwriting and business credit scores fit in, and what qualifying means for Naples, FL physician offices, salons, contractors and real estate offices. - [Business Loan FAQ: Answers for Physician Offices and Restaurants in Naples, FL](https://ledgehilllending.com/faq/): Answers on buying a business with a loan, how long a line of credit lasts, line-of-credit interest and taxes, EINs, and how a partner's credit check fits in, for Naples, FL physician offices, restaurants, salons and contractors. - [About Ledgehill Lending: Business Loans for Naples, FL Finish Contractors](https://ledgehilllending.com/about/): Ledgehill Lending talks a funding cost through with a Naples, FL owner, passes the request to funding partners and goes through any offer with the owner. This page explains how that works for finish contractors and where salons can look for a small business loan. - [Reach Ledgehill Lending About Funding for Landscapers and Salons in Naples, FL](https://ledgehilllending.com/contact/): Two ways in: the phone line, (239) 421-3696, and the request form. This page lists questions to put to a funding partner about a contractor, physician office or salon loan, and what to have at hand for the call. - [Business Loan Application for Naples, FL Physician Offices and Restaurants](https://ledgehilllending.com/apply/): Contact details, a company name and three ranges are all the request form takes. After a call back, a funding partner can ask for statements, returns and other records, and it runs its own review. - [Disclosures for Ledgehill Lending, Naples, FL](https://ledgehilllending.com/disclosures/): Ledgehill Lending passes requests to funding partners and does not lend. Partners review each request, decide on it and set the rate and terms in a written offer. ## Optional - [Full text of every page](https://ledgehilllending.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://ledgehilllending.com/sitemap.xml)